We’ve all seen the stories coming up on our news feeds. Another ‘falang’ has got drunk on holiday, had a motorbike accident, been admitted to the emergency room and they haven’t got any health insurance. So what do they do in order to pay their $10,000 dollar hospital bill. It seems there are only 2 viable options: Send home for financial help or start a gofundme page and hope that expats can find it in their hearts to donate. Isn’t this a little irresponsible?
I was reading a story just recently about a guy who needed a triple heart bypass to the cost of a million baht, had no insurance and couldn’t pay for it. Is it a case of ‘tough luck’ or should we help? This begs another question, Does it make a difference if you know the person? I’ve dug deep a couple of times when the person in need is somebody I know. It’s so much easier to be contemptuous when it’s somebody we don’t know.
The need for health insurance was driven home to me personally when my baby daughter was recently admitted to hospital for 4 nights with a virus. I’d initially gasped at the cost of family health insurance but 4 nights in Bangkok hospital came to 85,000 baht! Aetna health insurance were great. Handed over the card, not a penny to pay and the staff at the hospital were outstanding. Having that peace of mind is priceless.